Welcome to Sanjivani CSP – Empowering Your Financial Independence

Our company's mission of empowering individuals to gain financial independence by becoming operators of mini-banking services. It establishes trust and emphasizes the opportunity to contribute to financial inclusion.

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Works of Kiosk Banking: A Comprehensive Guide

Kiosk banking, often referred to as a Customer Service Point (CSP), brings essential banking and financial services to underserved and remote areas. Below is a detailed description of the services offered through kiosk banking:

Cash Deposit

Description:
Customers can deposit cash into their bank accounts through the kiosk. This service is quick, secure, and eliminates the need for customers to travel to distant bank branches.

Example Use Case:
A farmer deposits daily earnings into their account without having to leave their village.

Cash Withdrawal

Description:
Customers can withdraw cash from their accounts through biometric authentication or ATM card transactions. This service makes cash easily accessible in areas without ATMs or banks.

Example Use Case:
An elderly person withdraws pension funds from their account with the help of a CSP operator.

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services we provide

Account Opening

Description:
Kiosk operators facilitate the opening of new savings or current accounts for customers. The process is paperless and digital, requiring only basic documentation such as Aadhaar and PAN.

Example Use Case:
A student opens their first bank account for receiving scholarships.

Ticket Booking

Description:
Customers can book train, bus, or flight tickets through the kiosk, making travel planning more convenient for people in rural areas.

Example Use Case:
A villager books a train ticket for an out-of-town journey through the kiosk.

Electricity Bill Payment

Description:
CSPs enable customers to pay their electricity bills seamlessly. The kiosk acts as a one-stop solution for utility payments, saving time and effort.

Example Use Case:
A shopkeeper pays their monthly electricity bill using the kiosk’s services.

Mobile and DTH Recharge

Description:
Customers can recharge their mobile phones and DTH services instantly. This service is especially helpful in areas where online payment options are limited.

Example Use Case:
A customer tops up their mobile balance or renews their television subscription through the kiosk.

Balance Enquiry and Mini Statements

Description:
Customers can check their account balances or request mini statements to keep track of their transactions.

Example Use Case:
A farmer checks if their crop subsidy has been credited to their account.

Loan Applications

Description:
Kiosk operators assist customers in applying for loans such as personal loans, agricultural loans, or business loans. They guide customers through the process and submit documents on their behalf.

Example Use Case:
A small business owner applies for a loan to expand their operations.

Insurance Services

Description:
Kiosk banking provides access to affordable insurance products, including life insurance, health insurance, and crop insurance. CSP operators help customers choose suitable plans and complete the application process.

Example Use Case:
A farmer purchases crop insurance to safeguard against unexpected losses.

Aadhaar and PAN Card Services

Description:
Kiosks facilitate Aadhaar and PAN card updates, linking, or new registrations, making these essential services accessible to everyone.

Example Use Case:
A villager updates their Aadhaar details at the kiosk for accuracy.